About Us

A Workers’ Compensation Insurance Leader

Accident Fund Insurance Company of America is one of the nation’s leading workers’ compensation insurance organizations, managing risk and minimizing loss for our policyholders, creating a safer environment for their workers and building businesses with our agent partners. All backed by the reach, knowledge and best practices of AF Group.

We are dedicated to serving the needs of our agents and their customers. We strive to protect employers from financial loss by helping them create and maintain a safe, productive workplace. We provide injured teammates with security, compassionate care, and the opportunity to return to work as soon as possible. We achieve financial superiority for our stakeholders by diversifying our products and services nationally, while always placing our customers and communities first.


What Is Workers’ Compensation Insurance?

Workers’ compensation is a type of insurance that helps business owners provide wages and medical benefits to teammates who have been injured on the job.

Learn More Here

Industries We Serve

  • Auto Service
  • Construction
  • Healthcare and Human Services
  • Hospitality
  • Manufacturing
  • Transportation
  • Schools and Religious Organizations
  • Services
  • Retail and Wholesale
Rated “A” (Excellent) by A.M. Best.
10 Consecutive Years Voted “Best Places to Work” by Business Insurance.
50 States Served by AF Group brands.